Friendly service, quick response time.Customer since 2019
I love the personal and prompt service I always get from Sara Hummell! She is the ultimate professional. .Jane N., customer since 2015
You all have been very helpful when I have needed help.Customer since 2010
YOU ARE CONSISTANT IN YOUR SERVICE, AND I DO APPRECIATE THAT.Customer since 2013
Client centered, timely responses and professional interactions.Danielle H., customer since 2019
I've enjoyed the great service for over 20 years! Thanks!!!Bart B., customer since 2000
I love that you can get multiple comparative quotes instead of just one from a State Farm or Nationwide. If your rates go up they can immediately give you some additional quotes to compareCustomer since 2014
Assisted us in finding the lowest rates.Sarah W., customer since 2015
Sara is very responsive, friendly, and knowledgeable. She always follows through with her promises in a timely manner and always finds the right solution for us.Customer since 2011
Advantage Insurance always looks out for our best interest from support to cost, which is much appreciated. Great staff makes working with you a pleasure - not a chore!Richard P., customer since 2009
Great service, staff is always friendly and helpful when I have questions.Customer since 2013
Jill is great and has worked with me and answered any question I've had, and there have been a lot!Brittney R., customer since 2019
Great customer service! Lew helped answer all my questions informatively and in a timely manner.Caitlin L., customer since 2019
LATEST INSURANCE NEWS
Apartment Insurance in Ohio, Kentucky & Indiana
In Cincinnati OH apartments are a hot commodity and a booming business. With 2.6% growth in the year 2014, apartment owners are hunkering down on the protection of their investments. With rapid growth, the last thing apartment owners want to worry about is insurance. That is why Advantage Insurance Network is assisting apartment owners in customizing a policy to suit their needs.
Apartment Buildings 4 units or less
Buildings with 4 or less units may not qualify for commercial insurance, however, that doesn’t mean landlords with smaller buildings need less coverage. If you are a landlord with properties with 4 units or less, call us to discuss rental dwelling coverage at 855-572-4282.
Apartment Insurance for 5 or more units
Owners who have 5 or more units may qualify for Apartment Building Insurance. Depending on the type of property you’re renting out, there are a variety of coverages you may need. Apartment Insurance covers a wide range of property, general liability and loss of rents coverage. At Advantage Insurance Network we assist with writing policies for student housing, senior housing, subsidized and section 8 housing, and mixed use habitational housing.
Basic Coverages for Apartment Building Insurance
- General Liability: Probably the most important coverage, general liability provides coverage against a 3rd party claiming the property owner is responsible for bodily injury or property damages. For example; If a tenant’s family member falls due to a patch of ice and fractures their hip, the building owner may be liable for damages. With general liability insurance, the building owner is now protected against such claims.
- Property Insurance: Property Insurance is similar to home insurance. This is protection for your apartment buildings and attached structures. For example; In the event of a fire, there are certain damages that can occur. One could be the loss of the building, where the fire consumed the structure and everything inside. However, there are other considerations for coverage. The grounds could have equipment such as a boiler or additional machinery that needs coverage. Additionally, you may need loss of rents coverage to protect you from the loss of income during the repair phase. With the right property insurance policy and coverage from Advantage Insurance Network, you will have all of the coverages you need for a price you can afford.
- Commercial Umbrella Insurance: Some apartment owners may want to extend their coverage. A commercial umbrella policy can help to protect the building owner from a “catastrophic liability loss”. Let Advantage Insurance Network create a package that protects all of your assets.